Specialist operator in distressed real estate assetsPortfolio sourcing · Operational management · Sales

Available assets

Aerial view of a detached house with a pool in Marbella

The investor acquires a mortgage-secured loan, taking the position of creditor and enforcing party. The full file is shared under an NDA.

View the investment

Mortgage-secured loan · Secured NPL

Marbella

Collateral: detached house · Málaga

Higueras Real, Panorama D, 108 · Bello Horizonte-Lindasol

220.000 €Loan price

793.950 €Auction value

378 m²Built
627 m²Plot
4Bedrooms
3Bathrooms

The investor acquires a mortgage-secured loan, taking the position of creditor and enforcing party. The full file is shared under an NDA.

Reference: INV-29
Collateral: First charge
Built in: 1991
Status: Loan matured
Strategy: Mortgage enforcement
Updated: March 2026

The investor acquires a mortgage-secured loan, taking the position of creditor and enforcing party. The full file is shared under an NDA.

View the investment

Mortgage-secured loan · Secured NPL

Ronda

Collateral: country estate · Málaga

Partido Rural Los Frontones, 15 · Partidas Norte

499.000 €Loan price

1.425.768 €Auction value

497 m²Built
32.106 m²Plot
3Houses
3Bathrooms

The investor acquires a mortgage-secured loan, taking the position of creditor and enforcing party. The full file is shared under an NDA.

Reference: INV-33
Collateral: First charge
Built in: 2001
Status: Final judgment
Strategy: Enforcement of judgment
Updated: September 2026

White house with garage on the Lo Cea estate, in Rincón de la Victoria

The investor acquires a mortgage-secured loan, taking the position of creditor and enforcing party. The full file is shared under an NDA.

View the investment

Mortgage-secured loan · Secured NPL

Rincón de la Victoria

Collateral: house · Málaga

Aragón, 5 · Lo Cea-Los Cortijos

340.000 €Loan price

1.303.500 €Auction value

704 m²Built
1.125 m²Plot
5Bedrooms
3Bathrooms

The investor acquires a mortgage-secured loan, taking the position of creditor and enforcing party. The full file is shared under an NDA.

Reference: INV-24
Collateral: First charge
Built in: 1997
Status: Loan matured
Strategy: Mortgage enforcement
Updated: March 2026

Residential complex with sea views in Mijas

The investor acquires a mortgage-secured loan, taking the position of creditor and enforcing party. The full file is shared under an NDA.

View the investment

Mortgage-secured loan · Secured NPL

Mijas

Collateral: flat · Málaga

Cristóbal Colón Calahonda, 5 · Sitio de Calahonda

215.000 €Loan price

373.275 €Auction value

105 m²Built
2Bedrooms
2Bathrooms

The investor acquires a mortgage-secured loan, taking the position of creditor and enforcing party. The full file is shared under an NDA.

Reference: INV-113
Collateral: First charge
Built in: 2004
Status: Loan matured
Strategy: Mortgage enforcement
Updated: September 2026

Single-storey house with garden in Almoradí

The investor acquires a mortgage-secured loan, taking the position of creditor and enforcing party. The full file is shared under an NDA.

View the investment

Mortgage-secured loan · Secured NPL

Almoradí

Collateral: house · Alicante

Del Mar, 67 · Lomas de La Juliana

150.000 €Loan price

471.630 €Auction value

136 m²Built
1.079 m²Plot
3Bedrooms
2Bathrooms

The investor acquires a mortgage-secured loan, taking the position of creditor and enforcing party. The full file is shared under an NDA.

Reference: INV-102
Collateral: First charge
Built in: 2002
Status: Final judgment
Strategy: Enforcement of judgment
Updated: March 2026

340.000 €Sale price

3Months to sale

How we work, from portfolio to sale

Three areas of activity and one team at every step: portfolio sourcing, operational management and sales.

Portfolio sourcing01
The opportunity
We identify portfolios of mortgage-secured loans and repossessed properties.
02
Commercial valuation
Our commercial analysis team values each portfolio, asset by asset, setting its true price.
Operational management03
Legal review
Our legal team reviews the court documentation, identifies encumbrances, collateral and procedural status, and defines a strategy for each asset.
04
Fieldwork
Our team visits every property to confirm and understand its actual condition.
05
The purchase
We acquire only the portfolios that pass our full analysis.
Sale06
Sale
We present each opportunity backed by objective information, so that every client decides on the basis of data rather than subjective impressions.
07
The sale
We accompany you throughout the process until the loan assignment is signed. A separate service is also available to continue the operational process.

Talk to our team Meet the firm

Our support, before and after the purchase

A property behind every deal
Every loan is secured by an identified, valued and analysed property.
See assets
Prior analysis, already done
Every deal is presented with a completed prior study: what is acquired, what stage it is at and how to maximise its value or its return.
How we study it
Direct contact with the team
You speak directly with the people who analysed the investment, with no intermediaries. We walk you through the file and answer every question.
Talk to the team
Our own legal team
After the purchase, the same team that reviewed the file can manage the proceedings through to completion, as a separate service.
Find out more

Where we operate

The same analytical standard in every market.

C/ Velázquez 3, 1º, 28001 Madrid +34 627 06 04 88 info@inversalia.net

Spain

MexicoComing soon

PortugalComing soon

The people who build every deal

Meet the firm

Inversalia is a specialist operator in distressed real estate assets.

We buy only the portfolios that pass our analysis and present every deal with the information that supports it.

Alejandro Bermejo
Chief Executive Officer (CEO)
More than 15 years of experience investing in and trading assets, specialising in NPLs, REOs and distressed assets, with a career built mainly in Mexico.
Andrés Bernal
Chief Financial Officer (CFO)
An entrepreneur for more than 20 years, the last seven focused on investment and asset management, with a track record in structuring and financing real estate transactions and managing investment vehicles.
Jorge Sánchez
Chief Business Development Officer (CBDO)
An industrial engineer whose career combines consulting, operations management and entrepreneurship.
David Ventura
Asset Management Manager
A professional whose career combines financial services consulting and real estate consulting.
Diego Aragón
Real Estate Sales Manager
More than four years in the real estate sector, specialising in managing and marketing prime residential assets.

A good decision
starts with no doubts.

The questions we are asked most often before investing.

What is an NPL

What exactly is acquired?

A mortgage-secured loan or, in the case of an REO, the property itself. By acquiring the loan, the investor takes the bank's position as creditor, with the property as security.

Is previous experience required?

No. We present each investment in a clear, structured way and answer your questions before you make a decision; if you wish, you can also review it with your adviser. If this is your first investment in this market, start here.

Why is the price below the value of the property?

Because banks and funds sell their loan portfolios at a discount to clean up their balance sheets. The gap between the price of the loan and the value of the property securing it is the opportunity we assess in every investment.

Can I buy to refurbish and sell?

Yes. With an REO you acquire the property directly. With an NPL, the property can pass to the investor if the loan is resolved through a court award or a deed in lieu. For every investment we detail the condition of the property.

Do you work with companies?

Yes. As well as private investors, we work with companies and professional NPL and REO investors, deal by deal or across several at once.

How much capital do I need to start?

It depends on the investment: amounts vary widely. The price is shown for each one, and the investment is made with your own funds.

What happens after the purchase?

The investment becomes yours. If you wish, our legal team, which has known the file since the analysis stage, can manage the next steps as a separate service.

How do I access the full information?

By requesting it through the form. After an initial conversation, we sign a confidentiality agreement and send you the full file for the investment.

Specialist operator in distressed real estate assetsPortfolio sourcing · Operational management · Sales